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MARKETWATCH
Consumer-Directed Health Insurance Products: Local-Market Perspectives
Lydia Regopoulos,
Jon B. Christianson,
Gary Claxton and
Sally Trude
During the past few years, health plans have focused product development on consumer-driven health plans. This paper examines how these products are faring in twelve Community Tracking Study (CTS) communities. Although there has been a proliferation in the number and variety of consumer-directed plan options available, employers have taken a cautious approach. Given the increased financial stake and decision-making responsibility consumers hold when enrolled in these plans, respondents expressed frustration that the availability of information support has lagged behind the demands placed on consumers.

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J. B. Christianson, P. B. Ginsburg, and D. A. Draper
The Transition From Managed Care To Consumerism: A Community-Level Status Report
Health Aff.,
September 1, 2008;
27(5):
1362 - 1370.
[Abstract]
[Full Text]
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G. P. Mays, M. Au, and G. Claxton
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Health Aff.,
November 1, 2007;
26(6):
1683 - 1691.
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