Health Affairs, doi: 10.1377/hlthaff.26.1.w22 (Published online November 30, 2006) © 2006 by Project HOPE	New Online   How Would Obama, McCain Cover The Uninsured?   Cost To Cover Uninsured   Let Health IT Market Evolve   How Rate Health IT Progress?   HIV/AIDS In India, China

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The Uninsured And The Affordability Of Health Insurance Coverage

¹ Lisa Dubay is a research scientist at the Johns Hopkins Bloomberg School of Public Health, in Baltimore, Maryland.
² John Holahan is director of the Health Policy Center, Urban Institute, in Washington, D.C.
³ Allison Cook is a research assistant there.

^*Corresponding author.

Abstract

The 2005 Current Population Survey (CPS) is used to estimate what share of uninsured Americans are eligible for coverage through Medicaid or the State Children's Health Insurance Program (SCHIP), need financial assistance to purchase health insurance, and are likely able to afford insurance. Twenty-five percent are eligible for public coverage, 56 percent need assistance, and 20 percent can afford coverage. This varies across uninsured populations: 74 percent of children are eligible for public programs, and 57 percent and 69 percent of parents and childless adults, respectively, need assistance. A central conclusion is that a large percentage of uninsured adults need help purchasing health insurance. [Health Affairs 26, no. 1 (2007): w22-w30 (published online 30 November 2006; 10.1377/hlthaff.26.1.w22)]

Key Words: Access To Care, Business Of Health, Consumer Issues, Ethical Issues, Insurance - Employer-Based System, Health Spending, Insurance Market

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