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Health Tracking

FROM THE FIELD

Consumer-Choice Purchasing Pools: Past Tense, Future Perfect?

Health insurance purchasing pools that offer consumer choice among competing health plans (by whatever name) have not yet lived up to some observers’ original (in our view, unrealistic) expectations. In carefully conducted research, Steve Long and Susan Marquis find that between 1993 and 1997 the three largest (at that time) statewide health insurance purchasing alliances did not increase coverage rates among small businesses.¹ Only in California was the pool permitted to negotiate premiums, and even the early savings found there have eroded.²

Consumer-choice pools’ failure to gain enrollment thus far has been a result of lack of enthusiasm and, in . . . [Full Text of this Article]

Market Trends And Consumer Choice

 

Use Of Public Subsidies

 

The Kansas Initiative

 

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