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Health Tracking

TRENDS

How A Changing Workforce Affects Employer-Sponsored Health Insurance

During most of the 1990s the United States enjoyed a thriving economy marked by low unemployment and rising incomes. Despite strong economic growth, however, the share of Americans with health insurance has actually fallen: In 1994, 82.7 percent of nonelderly persons had health insurance, compared with 81.6 percent in 1998.¹ Seventy-three percent of all workers have coverage through their own employer or through the employer of a family member.² Thus, changes in the U.S. workforce have potentially large consequences for workers’ employer coverage and for health insurance coverage in general.

Many factors affect the probability that a worker has employer . . . [Full Text of this Article]

Data And Definitions

 

Forecasting Coverage Rates

 
Recent trends.Forecast method.Estimating the multivariate model.Projecting workforce characteristics.Results.

Conclusions And Policy Implications

 

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				J. D. Reschovsky, B. C. Strunk, and P. Ginsburg Why employer-sponsored insurance coverage changed, 1997-2003. Health Aff., May 1, 2006; 25(3): 774 - 782. [Abstract] [Full Text] [PDF]