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TRENDS

Generation Vexed: Age-Cohort Differences In Employer-Sponsored Health Insurance Coverage

Over the past two decades the rate of employer-sponsored health insurance coverage has dropped markedly, although the decline has not been smooth. This downward trend has been concentrated among young adults. Today, unlike twenty years ago, there is a substantial gap in employer-sponsored coverage between young adults and their elders.

How should policymakers respond to this? That depends critically on whether these low rates are transitory or permanent. If young adults gain insurance coverage as they grow older, then policymakers need to develop models that serve them during their transition to employer-sponsored insurance. If, conversely, low coverage rates in young . . . [Full Text of this Article]

Data And Methods

 

Study Results

 
Changes in age profile.Changes over time.Effects of cohort of birth.Breakdown by education groups.

Explaining The Pattern: Comparison To Wage Effects

 

Interpreting The Results

 

Policy Implications

 

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