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Long-Term Care

PERSPECTIVE

Long-Term Care: A Public Responsibility

Judith Feder


The first 100 words of the full text of this article appear below.

Robyn stone’s paper focuses policy-makers’ attention on the kind of insurance benefits people who need long-term care ought to get. That is an important policy question, and Stone’s consideration of cash payments—a disability approach—rather than payments for a defined set of services—a health insurance approach—is a valuable contribution to the policy debate. But to produce action, that debate must address an even more fundamental challenge: achieving consensus that government should assure that people who need long-term care get insurance in the first place. Misconceptions and skepticism stand in the way of that guarantee.

Risk of long-term care need. First is the misconception that the need . . . [Full Text of this Article]

Public versus individual responsibility.Government’s ability to distribute benefits.Spreading financial risk.


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