Health Affairs, 23, no. 6 (2004): 9-10 doi: 10.1377/hlthaff.23.6.9 © 2004 by Project HOPE	New Online   How Would Obama, McCain Cover The Uninsured?   Debating Cost Of Uninsured   Try Medicare-For-All   HA Blog Top 10

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From the Editor

The Challenges Facing Private Health Insurance

With the ranks of the uninsured rising, premiums increasing far more rapidly than the cost of living, the new Medicare drug benefit looming ahead, and more than a few Republicans calling for the replacement of employer-based coverage through the empowerment of individuals, the private health insurance industry is facing more than its share of major challenges. The American reliance on private coverage that is voluntarily provided by employers is unique among industrialized nations. These societies either have assigned this task directly to government or have mandated employers to provide coverage, which is then heavily regulated by the state. Nevertheless, employer-based . . . [Full Text of this Article]

John K. Iglehart, Founding Editor

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