Health Affairs, 28, no. 5 (2009): 1515-1520
doi: 10.1377/hlthaff.28.5.1515
© 2009 by Project HOPE
 
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The first 100 words of the full text of this article appear below.

I HAVE THE NUMBERS MEMORIZED: first the phone number for a claims adjuster, then the policy number for the person who takes my call. The truth is I’m a medical student who can’t escape health insurance claims. Yet it wasn’t until I waded through a deluge of paperwork following an accident that something became abundantly clear: too many of America’s health care dollars disappear down the rabbit hole into health-insurance-claim wonderland.

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