Health Affairs, 22, no. 5 (2003): 117-126 doi: 10.1377/hlthaff.22.5.117 © 2003 by Project HOPE	New Online   How Would Obama, McCain Cover The Uninsured?   Debating Cost Of Uninsured   Try Medicare-For-All   HA Blog Top 10

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Health Benefits In 2003: Premiums Reach Thirteen-Year High As Employers Adopt New Forms Of Cost Sharing

View larger version (32K): [in a new window]   EXHIBIT 1 Premium Increases Compared With Other Indicators, 1988–2003 SOURCES: Henry J. Kaiser Family Foundation/Health Research and Educational Trust Survey of Employer-Sponsored Health Benefits, 1999–2003; KPMG Survey of Employer-Sponsored Health Benefits, 1988–1998; and Bureau of Labor Statistics, 1988–2003. NOTES: The graph line for insurance premiums represents data for both large and small firms, except for the years 1991, 1992, 1994, and 1997, for which large-firm data only are shown. Premium estimates are statistically different from the previous year for 1998–1999, 1999–2000, 2000–2001, and 2001–2002 (p < .05) and for 2002–2003 (p < .10). No tests were done on years prior to 1998 or for employees’ earnings or overall inflation. Sample included firms with 200 or more workers only.

View larger version (25K): [in a new window]   EXHIBIT 5 Health Plan Enrollments Among Covered Workers, By Type Of Plan, Selected Years 1996–2003 SOURCES: Henry J. Kaiser Family Foundation/Health Research and Educational Trust Survey of Employer-Sponsored Health Benefits, 1999–2003; and KPMG Survey of Employer-Sponsored Health Benefits, 1996 and 1998. NOTE: HMO is health maintenance organization. PPO is preferred provider organization. POS is point-of-service plan.

View larger version (37K): [in a new window]   EXHIBIT 6 Percentage Of Firms Offering Health Benefits, By Firm Size, Selected Years 1996–2003 SOURCES: Henry J. Kaiser Family Foundation/Health Research and Educational Trust Survey of Employer-Sponsored Health Benefits, 2000–2003; and KPMG Survey of Employer-Sponsored Health Benefits, 1996 and 1999. NOTES: Estimates are statistically different from the previous year for 1996–1999 (all large firms), 1999–2000 (25–49 workers), and 2002–2003 (10–24 workers) (p < .10). Estimates are statistically different from the previous year for 1999–2000 (3–9 workers, 10–24 workers, all small firms), 2000–2001 (all large firms), and 2001–2002 (10–24 workers) (p < .10). Small firms are those with 3–199 workers. Large firms are those with 200 or more workers.

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