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Health Affairs, 23, no. 6 (2004): 91-102
doi: 10.1377/hlthaff.23.6.91
© 2004 by Project HOPE
 
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As The Health Insurance Underwriting Cycle Turns: What Next?

Joy M. Grossman and Paul B. Ginsburg



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EXHIBIT 1 Health Insurance Industry Profitability: Underwriting And After-Tax Margins Of The Blue Cross And Blue Shield (BCBS) System And Major Public Managed Care Firms, 1965–2003

 


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EXHIBIT 2 Annual Percentage Change In Employment-Based Health Insurance Premium Underlying Health Care Spending, 1976–2003

 


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