Health Affairs, 23, no. 6 (2004): 91-102 doi: 10.1377/hlthaff.23.6.91 © 2004 by Project HOPE	New Online   New Issue: China & India   Obesity In China   Pay Cuts For Medicare Docs   Access To Care Woes

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As The Health Insurance Underwriting Cycle Turns: What Next?

View larger version (53K): [in a new window]   EXHIBIT 1 Health Insurance Industry Profitability: Underwriting And After-Tax Margins Of The Blue Cross And Blue Shield (BCBS) System And Major Public Managed Care Firms, 1965–2003

View larger version (28K): [in a new window]   EXHIBIT 2 Annual Percentage Change In Employment-Based Health Insurance Premium Underlying Health Care Spending, 1976–2003

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