Health Affairs, 22, no. 4 (2003): 163-172
doi: 10.1377/hlthaff.22.4.163
© 2003 by Project HOPE
 
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Exhibit 3 Changes In "Take-Up" Rates Of Employer-Sponsored Coverage Or Medicaid/SCHIP, By Level Of Uninsurance In The Community, Selected Years 1996–2001
All children (under age 18) 1996–97 1998–99 2000–01

Take-up rate for ESI (total U.S.) 84.7% 83.7% 83.3%
    Low-uninsurance communities 88.3 88.9 87.5
    Moderate-uninsurance communities 83.1 81.2 82.7
    High-uninsurance communities 80.5 78.9 76.3

Take-up rate for Medicaid/SCHIP (total U.S.)a 71.6 62.9b 69.9b
    Low-uninsurance communities 79.4 73.2b 75.3
    Moderate-uninsurance communities 68.3 60.8b 70.1b
    High-uninsurance communities 63.5 54.6b 63.9b

Overall take-up rate for ESI or Medicaid/SCHIP (total U.S.) 85.1 83.7 86.0b
    Low-uninsurance communities 89.9 90.0 89.6
    Moderate-uninsurance communities 83.2 82.2 85.6b,c
    High-uninsurance communities 79.4 76.1 80.5b

Low-income children
    Take-up rate for ESI (total U.S.) 70.5 63.7b 63.7c
    Low-uninsurance communities 73.9 70.4 66.3c
    Moderate-uninsurance communities 70.1 62.4b 65.9
    High-uninsurance communities 66.4 57.3 57.9

Take-up rate for Medicaid/SCHIP (total U.S.)a 69.2 60.5b 65.7b
    Low-uninsurance communities 77.8 71.5b 72.8
    Moderate-uninsurance communities 65.8 57.8b 65.7b
    High-uninsurance communities 59.2 52.3 59.3

Overall take-up rate for ESI or Medicaid/state (total U.S.) 75.7 71.8b 76.0b
    Low-uninsurance communities 82.7 81.1 79.9c
    Moderate-uninsurance communities 73.8 70.9 76.6b
    High-uninsurance communities 67.9 62.2 71.2b


SOURCES: Community Tracking Study household surveys, 1996–97, 1998–99, and 2000–01.
NOTES: Communities are classified based on their uninsurance rates for children in the 1996–97 survey and include low-uninsurance communities (less than 8 percent of children uninsured), moderate-uninsurance communities (8–15 percent), and high-uninsurance communities (16 percent or higher). "Low income" denotes families with incomes below 200 percent of the federal poverty level. SCHIP is State Children’s Health Insurance Program. ESI is employer-sponsored insurance.
a Defined as those eligible who do not have private insurance and are enrolled in Medicaid or SCHIP.
b Difference with previous year is statistically significant at the .05 level.
c Difference between 1996–97 and 2000–01 is statistically significant at the .05 level.