Thank you for your important research, which points out the need for long-term care reform and for considering alternatives for nursing home care. I was particularly interested in your finding that states with less
investment in community alternatives have higher rates of low-level persons in nursing homes. I have been employed as a hospital social worker in Michigan for over 20 years, and a large part of my job is helping seniors and disabled adults plan for their care needs. The current policies limit choice and result in higher costs to the Medicaid system.
Current Michigan Medicaid policy does not allow residents of adult foster care homes or assisted living homes who would otherwise qualify for the MI Choice Waiver services to receive services in those settings. The result is that consumers who could reside in these settings are prevented from considering these options. The average cost of nursing home care in Michigan in 2008 is almost $6,200 per month. Adult foster care homes typically cost $1,500 to $3,000 per month. While this is significantly less than a nursing home, these costs are out of the reach for many
disabled adults or seniors. As a result, those consumers who require care on a 24-hour basis and cannot afford the adult foster care option have little choice but to enter the more expensive nursing home, where there is help in the form of Medicaid.
Benefits to consider in advocating for this change include considering the less expensive alternative of assisted living over nursing home care, client choice and autonomy, and providing a real alternative for low-level consumers who currently live in nursing homes. For
individuals who are able to afford to pay privately, many will choose an assisted living option, as it is less expensive, care is often offered in a more homelike and less institutional setting, and there are generally
more local choices allowing closer proximity to friends and family.
In Michigan, Governor Grahnholm's long-term care task force recommendations include consumer-driven choices, money follows the person, and amending current Medicaid policy to allow MI Choice waiver funds to be used in adult foster care and assisted living homes. These reforms would
promote equity of choice and services to low-income seniors and disabled persons while also allowing self-determination and promoting less expensive and less restrictive alternatives.